Fraud is no longer just about compromised devices and stolen credentials. Today's criminals combine malware, phishing and account takeover with sophisticated social engineering, investment scams, impersonation attacks and AI-enabled deception, turning trust itself into the primary attack surface. Eward Driehuis explores how fraud has evolved from technical compromise to large-scale behavioural manipulation, and why the traditional boundaries between cybersecurity, fraud prevention and threat intelligence are disappearing. Using recent examples from Germany, the DACH region and across Europe, the session will examine emerging fraud trends, the convergence of cyber and scam-led attacks, and how financial institutions can better detect customer manipulation, behavioural anomalies and risk signals earlier in the fraud journey. The session concludes on a positive note: practical recommendations for building more effective fraud prevention strategies in an era where understanding human behaviour is becoming as important as securing technology.