Mobile malware, device takeover attacks, and APP fraud (scams) all converge on one place: the customer’s mobile phone. Today’s fraud starts on the device in your customer’s pocket. Criminals use malicious apps, fake updates, or social engineering to infect or remotely control a smartphone, intercepting credentials, manipulating screens, and guiding victims through scams in real time. This talk explains the latest on Criminal Trends, from malware to money laundering, how to leverage the Mobile Device for prevention, and how to avoid detection gaps.