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Acorda is the network where banks share fraud signals with each other in real time.
Its founders, Rob Parrish, Jhamat Mahbubani and Sam Kelsey, spent three years leading Monzo's scam prevention team, building the machine learning models that decide which payments to stop.
They left Monzo in 2026 to build Acorda: a secure network where banks and payment firms plug in once, share a fraud risk score before the money moves, and stop scams that neither side could see alone.
Its founders, Rob Parrish, Jhamat Mahbubani and Sam Kelsey, spent three years leading Monzo's scam prevention team, building the machine learning models that decide which payments to stop.
They left Monzo in 2026 to build Acorda: a secure network where banks and payment firms plug in once, share a fraud risk score before the money moves, and stop scams that neither side could see alone.