Andres Betancourt has more than 15 years of experience in compliance and anti-money laundering (AML) within the financial services industry including the Bank of Nova Scotia, Bank of Montreal, Royal Bank of Canada and Grant Thornton LLP. As a Certified Anti-Money Laundering Specialist and Certified Financial Crime Specialist, Andres works in the AML Internal Controls Team focusing on the planning, strategy, implementation, and monitoring of different AML work streams, including EDD , Client Risk Rating, KYC Periodic refresh ,Name and Payment Screening projects ensuring a robust control environment. Previously as part of the Global AML Audit Centre of Excellence for Scotiabank, contributed by assessing the design and operational effectiveness of internal controls. This also includes adherence to bank policies and regulatory requirements, particularly those related to AML, anti-terrorist financing (ATF) and sanctions risk management.

Throughout his career, Andres worked with different financial institutions and advisory firms on regulatory compliance effectiveness reviews of reporting entities with operation hubs in multiple jurisdictions including Canada, the United Kingdom, U.S. and Australia. He also worked on AML investigations, FINTRAC reporting, regulatory AML remediation, quality assurance program design and testing, compliance training and strategy, Centre of Excellence processes and AML internal control audits.