Carsten is an anti financial crime professional and anti fraud expert with over two decades of experience in traditional banking as well as in the fintech area.  As the Group MLRO of N26, he was leading the AFC and MLRO organization through a strategic restructuring and remediation program to successfully complete a monitorship initiated by the German regulator.

Previously, he worked for Commerzbank as the Head of Global Fraud, Bribery and Corruption Prevention ensuring the constant improvement of the implemented measures.  

As an integral part of strong compliance and anti-fraud frameworks, Carsten aims to develop and implement intelligence-based data models that analyse the fraud potential of customers, as well as self-learning transaction monitoring systems that detect suspicious activity in real time.