David Nichols is a seasoned professional with a vast experience in risk management and compliance. David has held various CRO and compliance officer positions in reputable organizations such as Stables, Genpact, Xinja, Qudos Bank, and more. David's educational background includes a combined degree in Economics and Law from University of Sydney, a Masters of Risk Management from UNSW, and various additional certifications in finance, company directorship, and risk management. Currently, David is also pursuing a Certificate IV in Finance and Mortgage Broking from Real Estate Academy Australia.