Dr Nicola Harding is a leading criminologist and subject matter expert in financial crime. Formerly CEO of We Fight Fraud, she works with banks, fintechs, regulators, and governments across the world to tackle fraud and design out systemic vulnerabilities. Nicola combines academic depth with frontline industry insight, advising the UK Home Office, financial institutions, and international partners on fraud prevention, consumer protection, and corporate resilience. Her work spans original research, policy influence, and creative interventions - from exposing loopholes digital payments to developing innovative prevention frameworks adopted across the financial sector and beyond.