As Director Channel Security & Cyber Fraud at ABN AMRO Bank N.V., Sabine Schmidt leads the international enterprise-wide payment fraud strategy and delivery. With a background in economics and psychology, and experience in IT, she bridges business and IT to deliver secure, friction-free banking. Sabine’s approach blends advanced detection, monitoring, prevention and awareness with cyberpsychology, applying insights into human behaviour to fight social engineering and reduce client risk. Her north star is simple: secure banking with zero fraud experience.