Stephan R. Peters has been with SCHUFA Holding AG since 2007 and was recently responsible for the myConnect-Hub project in Business Development and Product Management, a SCHUFA platform for identification processes to support the digital customer journey. Among other things, he set up the SCHUFA FraudPool – the central database for suspected fraud in the German credit industry – and played a key role in designing other fraud prevention procedures. Previously, he worked for Schober Direktmarketing, the EOS Group, CRIF S.p.A. and Fair Isaac Corporation (FICO). He has many years of experience in the credit reporting industry and is considered a proven expert in the field of identification and fraud prevention.