Steve is a specialist in anti-money laundering (AML) and financial-crime compliance, with experience spanning regulatory supervision, investigations, and industry advisory work. As a Director at FCR Compliance, he supports financial institutions, such as banks, fintechs, payment firms and crypto providers in strengthening their financial-crime frameworks. His work covers governance and oversight, policies and procedures, and systems and controls, including transaction-monitoring design and tuning, customer-risk assessment, sanctions screening, and the development of Business Wide Risk Assessments.

Before moving into consulting, Steve spent several years at the UK Financial Conduct Authority as a Financial Crime Specialist Supervisor and Forensic Investigator. During this time, he carried out financial-crime compliance assessments across a wide range of financial institutions, with a focus on the effectiveness of AML systems, governance arrangements, and reporting frameworks.

In his advisory career, Steve has worked on multiple s.166 Skilled Person assessments, remediation programmes and regulatory monitorships in the UK and internationally. He has supported firms in redesigning AML frameworks, calibrating monitoring systems, improving customer-risk methodologies, and demonstrating the effectiveness of their controls to regulators.

Steve brings a practical and balanced perspective shaped by experience on both the regulatory and industry sides, helping organisations meet expectations and build sustainable, risk-based financial-crime controls.